Hello, I'm interested in this, but I need to make sure I understand. Am I paying you $200 before we do anything, or am I paying only after I receive the first payment? And also, just so we're clear, I have my elder brother that has all the information you need, but he's not currently in the US. Is that OK? Or we can do this through my sister that currently lives in the US. But I'm interested and definitely not trying to waste your time.